Most variable annuity (VA) contracts include an insurance component that provides a death benefit. The death benefit is usually triggered by the passing of the annuitant, although there are contracts ...

An annuity is a financial product that is designed to provide a guaranteed stream of income for a specified period or for the lifetime of the annuitant. An annuity contract is usually offered by an ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. It's an important question, especially if you're counting on that ...

Annuities are often touted as a reliable source of income during retirement. By exchanging a lump sum for a guaranteed stream of payments, you can mitigate the risk of outliving your savings. However, ...

When it comes to insurance products, here’s one piece of advice: The key isn’t what the product is — it’s what the client wants to do with it. We’ve been trained to think each product has one specific ...

Inheriting money can be a bittersweet experience. While it’s a thoughtful gesture from a loved one, understanding how to manage the windfall can be tricky. If the inheritance includes an annuity, ...