Consumers who don’t have enough of a credit history can suffer from having “thin” credit scores and profiles, which can negatively affect their chances of getting a loan, mortgage, credit card and ...

Credit-card debt is soaring, interest rates on balances have moved into the 30% range on many cards, and delinquencies and bankruptcies are rising. The statistics are grim as consumers fight to keep ...

The problem with the credit-card industry isn’t just credit-card companies — it’s you too. This week the Senate takes up a bill that would seriously clamp down on some of the industry’s most unsavory ...

Identity risk has become inseparable from credit risk. Before you can predict how someone will repay, you must be sure of who ...

Credit unions present themselves as the "good guys," non-profit member-run organizations incapable of engaging in predatory financial services. While this is true for many, my research has uncovered ...

A Technologist? Really? When asked what they want to be when they grow up, most kids will answer: police officer, actor, astronaut, vet. But not Zilch co-founder Philip Belamant. Even back then, he ...

For decades, Brazil has had a huge credit problem. It is Latin America’s largest country and has one of the highest interest rate spreads in the world. To give you an idea of just how bad it is, ...