New data released by the Mortgage Bankers Association (MBA) shows that homebuyer affordability improved modestly in December 2025, driven primarily by lower mortgage payments and steady income growth.

Mortgage applications continued to ride the waves from last week's dip in rates, extending the surge that followed ...

Mortgage application activity retreated a bit last week following two weeks of unusually strong volume, although holiday timing played a meaningful role in the weekly comparison. The Mortgage Bankers ...

MBA reports the median mortgage payment fell to $2,025 in December, with a 7.5% annual rise in homebuyer affordability.

Mortgage applications for new home purchases increased 2.5% year-over-year in December 2025, according to data released by the Mortgage Bankers Association (MBA). The figures, drawn from MBA’s Builder ...

Washington, DC, January 21, 2026-Mortgage applications increased 14.1% from one week earlier, according to data from the ...

MBA submitted seven recommendations to HUD and Ginnie Mae to reform the HECM and HMBS programs, with a focus on liquidity and insurance costs. AI Summary The Mortgage Bankers Association (MBA)’s ...

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances, $806,500 or less, increased to 6.40% from 6.37% Applications for a mortgage to purchase a home rose 8 ...

Mortgage rates decreased to 6.25% from 6.32%, the lowest level since September 2024, but lower rates did not boost mortgage demand. Mortgage application volume dropped 9.7% over the two-week holiday ...

Fewer Americans are applying for mortgages despite lower rates — even as lending standards tighten — signaling that high prices and financial pressures are outweighing modest rate relief. For the week ...

With mortgage rates elevated, more borrowers are turning to adjustable-rate loans for relief. Adjustable-rate mortgages, or ARMs, made up about 10 percent of all mortgage applications in September — ...