IRMAA is a surcharge added to your Medicare Part B and Medicare Part D prescription drug coverage premiums if your income is ...

Medicare Part B premiums rose to $185 per month in 2026, an increase from the prior year that translates to less annual ...

A retiree with $220,000 in combined income from Social Security, pension payments, and investment returns will pay $3,409 for Medicare Part B in 2026, while someone earning $215,000 pays just $2,435.

Most retirees spend years planning for taxes, Social Security timing, and portfolio withdrawals - but there's one charge that ...

In 2025, you may have to pay the Medicare IRMAA if you make more than $106,000 as a single filer or $212,000 as a joint filer. In 2026, IRMAA thresholds are $109,000 and $218,000. Many, or all, of the ...

The income-related monthly adjustment amount (IRMAA) is one of the most significant and stealthy retirement taxes, effectively raising the cost of Medicare Part B and Part D premiums for those with ...

When it comes to Medicare, premiums don’t always stop at the standard rate. If your income exceeds certain thresholds, you may pay more through the income-related monthly adjustment amount, better ...

One of the big mysteries for me has always been how do Medicare and Social Security work when I go to actually start utilizing them. We pay into them for decades of our working life, but most ...

“It’s not a penalty — it’s a surprise tax hike disguised as a Medicare premium.” That’s how I describe one of the sneakiest traps in retirement: the Income-Related Monthly Adjustment Amount, better ...