Major changes to the Parent Plus program are coming — but borrowers can take action to keep some options intact.
Here’s what student loan borrowers should know about the July 1, 2026 cutoff, and what you should do to avoid restricting ...
Several million borrowers may lose access to affordable payments and eventual student loan forgiveness if they don’t take specific steps by April 1, 2026.
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Parent PLUS student loan timelines in 2026

Key Points ・Existing Parent PLUS borrowers must consolidate and enroll in income-driven repayment by strict 2026 deadlines to ...
The Education Department is rolling out changes to the Parent PLUS student-loan program. The changes include a $65,000 lifetime borrowing cap, or $20,000 per year. It could leave some parents without ...
The changes are significant, but not immediate. Most will go into effect from July 1, 2026, to July 1, 2028, including: Big cuts to federal loans for grad students and parents. A new repayment plan ...
STUDENT LOANS, LISTEN UP. THERE ARE A NUMBER OF CHANGES BEING MADE TO REPAYMENT PLANS. AND THERE ARE SOME NEW PLANS AS WELL. IT’S ALL PART OF THE RECENTLY PASSED GOVERNMENT SPENDING BILL. THE ONE BIG ...
Since December 5, over 400 student-loan borrowers have shared their stories while gearing up for Trump's major repayment overhaul this year.