The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

If you’re approaching or already in retirement, knowing your safe withdrawal rate is key to making your money last. This is the percentage you can take out of your retirement savings each year without ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

Between exploding housing, car, and utilities prices, finding a way to just get by in your everyday life can be more difficult than ever. Adding the need to save and plan for retirement on top of all ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's what the data shows.

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. A recent Barron’s article made the case for retirees being able to ...

One of the greatest moments in anyone’s professional life is the exact moment they decide they are done working permanently. Whether it’s due to health, finances, or something else, the moment when ...

The most talked-about retirement rule of thumb just got a serious update. Bill Bengen, the financial planner who popularized the now-legendary "4% rule," has revisited his calculations. His latest ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement account withdrawals for decades. It has now become a regular part of the F ...