Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...

ChexSystems is a reporting agency for financial institutions. Here's how it works and what's in your ChexSystems report.

A credit reporting agency is a company that compiles information about your borrowing history into a credit report. Also called credit bureaus, credit reporting agencies primarily sell reports to ...

Businesses need to follow the consumer protection rules of the Fair Credit Reporting Act (FCRA) when engaging in employee surveillance, which includes background reports about employees produced by ...

A Fair Credit Reporting Act suit against a credit reporting agency is moving forward to consider whether the company can be held liable for erroneously marking the plaintiff as deceased, a federal ...

Credit card consumers have a number of different rights and protections afforded to them, many of which are laid out in the Fair Credit Billing Act. The law has been around since 1974 — longer than ...