Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of February 8, 2026. *Earn up to 4.00% Annual Percentage Yield ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Certificates of deposit continue to offer guaranteed returns without riding the market's ups and downs. That predictability matters when you're planning for specific goals like a home down payment ...