Abstract: Next point-of-interest (POI) recommendation, which leverages user check-ins to predict their most probable next destination, becomes the core function of location-based services. Most ...

Survey reveals Gen Z wants to retire 8 years earlier than they expect to. Financial experts explain how young workers can ...

One notable pitfall of this strategy is the wash-sale rule, which can disallow a loss if you buy “substantially identical” ...

Abstract: Graph Contrastive Learning (GCL) has recently garnered significant attention for enhancing recommender systems. Most existing GCL-based methods perturb the raw data graph to generate views, ...

President Donald Trump addressed high housing costs and interest rates in his Davos speech. Trump said the goal of homeownership has fallen out of reach for millions of people under Biden. Trump ...

2020-2021 retirees faced 15-20% portfolio losses and should cut withdrawal rates to 3%. New retirees can sustain 4.5-5% withdrawals with current bond and dividend yields at 4-5%. Retirees with ...

The miracle of compounding can turn relatively small sums into large gains, given enough time. Even with historically average returns, investing less than $7 per day can yield a million dollars by ...

The Trump administration wants to expand home buyers’ ability to withdraw funds from retirement savings to use for down payments, Kevin Hassett, director of the National Economic Council, said Friday.