Americans tidied up their household balance sheets to start 2025, cleaning up some credit card and auto loan debt, new data ...

Credit card balances are now at record highs, and with average credit card interest rates nearing 22%, that debt comes with ...

President Trump has been very vocal in calling for the Federal Reserve to lower interest rates. Federal Reserve Chairman ...

It’s possible to lower your interest rate on the PNC Spend Wise card by 2 percentage points every 12 months, but a true 0% APR credit card will likely save you more money.

The real key to using credit cards cost effectively is that you only pay interest on the balance you carry. If you pay your ...

Blue chip dividend stocks are usually considered stable long-term investments, but they lost their luster over the past few years as interest rates spiked. Rising rates made risk- ...

A personal loan can ease the burden of having multiple debts by consolidating them and reducing your payments. But should you ...

Credit unions provide essential financial services for approximately 1.3 million people in Louisiana. But a move to change ...

However, banks and credit issuers will often charge the prime interest rate plus a certain markup percentage based on the ...

Typically, premium rewards cards require excellent credit for approval. Since interest rates on premium rewards cards are often high, they are best for cardholders who pay balances in full each month.

Because there is a lot of competition out there. They know your mailbox is jammed with offers, and quite frankly, they do not ...

Raising or lowering the federal funds rate -- the overnight interest rate between banks -- creates a domino effect. Credit ...