With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Auto-Owners is the No. 4 cheapest home insurance company in our rating, charging $178 per month on average for a policy. This ...

Amica: Best for consumer satisfaction. Auto-Owners: Best for working with an agent. Chubb: Best for insuring high-value homes. Country Financial: Best for discounts. Erie: Best for coverage. NJM: Best ...

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...

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