For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, ...

The National Pension Scheme (NPS), overseen by the PFRDA, allows subscribers to save for retirement with specific withdrawal ...

Even as private savings take center stage, Social Security remains an essential pillar for most retirees. The 2.8% ...

Why do retirees with substantial savings struggle with cash flow anxiety? We explain the psychology and solutions.

Without the security of a regular paycheck, it’s easy to worry about running out of money in your so-called “golden years.” ...

The median American worker has just $955 saved for retirement, according to a report issued by the National Institute on Retirement Security. That figure includes roughly 56 million workers who have ...

The 4% rule and most retirement calculators often just assume you are going to spend the same inflation-adjusted amount of money for the next 30 years. On the one hand, this is a simple and clean idea ...

It's important to know how to handle an earlier retirement than planned.

Two retirees begin retirement with identical portfolios. They withdraw the same percentage of their savings each year. They experience the same average market returns over decades. Yet one runs out of ...

After 30 years, financial planner William Bengen has revised his widely-used 4% retirement rule to 4.7%, citing more sophisticated research and changing retirement timelines.

If you have a large 401(k) balance, you’re in a good position heading into retirement. Far too many people have too little saved, and given that Social Security replaces only 40% of income, having ...