Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at all.

The saying goes “cash is king,” but many Americans have found plastic fantastic. Credit cards are used more than any other sort of payment for person-to-person ...

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's how you compare to others and how you can improve.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

How To Build , and Maintain , Good Credit. 'The Independent' recently offered readers advice for climbing out of debt and improving their credit score. . 'The Independent' recently offered readers ...

Minimum credit score requirements for business loans vary by lender and loan type Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy Side, covering ...

Wondering what a perfect 850 credit score gets you? Unfortunately, aside from some bragging rights, not much. The truth is that any "excellent" credit score -- that's a score of around 800 or higher - ...

There is no universal minimum credit score requirement, but a higher score will get you a better rate Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. This article has ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...