What is the difference between replacement cost and market value when insuring a home? A HelloNation article provides the ...

Stacking refers to combining coverage limits across one or more insurance policies to increase the total amount available for ...

Learn about insurance cutoffs in reinsurance contracts, which define a reinsurer’s responsibility for claims after contract termination, key to understanding risk exposure.

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...

In the summer of 2025, Erin Niimi Longhurst and her husband, Thomas Durrands were navigating the joys and challenges of their ...

The bankruptcy court had initially recommended that RFC's liability and costs were not excluded from coverage. However, the ...

No final determination has been reached, and the allegations remain untested in court. But for insurers and risk managers ...

The change, which is part of the Renters' Rights Act, means landlords will have to consider each request "fairly," putting an ...

Learn how buyout settlement clauses in insurance contracts work, giving policyholders options to accept or reject settlement ...

An explanation of directors and officers (D&O) insurance policies, including the key types of D&O liability insurance coverage, double anchor policies, extended reporting coverage, common policy ...

In part 1 of this article below, we discuss the history of and legal issues regarding the interstate sale of insurance and sec. 1333 of the ACA. In part 2, we outline our view of what sec. 1333 can an ...

The letter arrives on a random Tuesday, sandwiched between grocery ads and a utility bill. It looks boring. It is not. Inside is a calm, corporate notice explaining that your home insurance policy ...