According to the Centers for Disease Control and Prevention (CDC), the average life expectancy was 75.8 years for males, 81.1 years for females, and the average for both sexes is 78.4 years in 2023. 1 ...

Key Takeaways Standard pension estimates rely on simplified assumptions and may overlook salary changes, service credit, survivor elections and FERS COLA caps.Incomplete projections can lead to ...

For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, ...

If retirees are willing to be flexible with their withdrawals, that can help elevate how much they can spend. Retirees tend ...

Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...

EPFO pension or withdrawal—which decision is right for you? Learn about the 10-year rule, new changes in 2026, the pension ...

The FIRE movement, Financial Independence, Retire Early, captured imaginations throughout the 2010s and continues to be an ...

Federal Reserve data show how much Americans ages 18–34 have saved for retirement, how participation in retirement plans is ...

For perspective, here's the required withdrawal on $462,410 worth of retirement savings held in a tax-advantaged account at a ...

Former India captain Sunil Gavaskar took a light-hearted dig at the Pakistan Cricket Board following its decision to boycott ...

Rising costs and longer lifespans mean some classic retirement rules no longer fit today’s realities. Here are three old guidelines you can safely ignore now.

For years, financial experts have stood by the 4% rule for managing retirement plan withdrawals. If that's not enough income for you, you may be able to go higher. You'll need the right mix of ...