The Fair Credit Reporting Act (FRCA) was enacted in 1970 and was last amended in 2003 to protect your credit information and ...

When applying for a credit card or loan, the bank will likely pull a credit report. Check out this guide on consumer ...

FICO CEO William Lansing has burnished the credit score’s dominance and pushed through price hikes, making a bundle for ...

A credit sweep is a fraudulent credit repair tactic that disputes all negative items on a credit report at once.

The Consumer Financial Protection Bureau (CFPB) was launched in 2011 in response to the 2008 banking crisis, which destabilized millions of Americans. This new U.S. government agency' ...

Hiring the right people or working with trusted individuals starts with a thorough background check. However, ensuring that the process is secure, accurate, and compliant with legal standards is just ...

Welcome to the “Data Privacy and Cybersecurity” chapter of our annual report, Consumer Financial Services: 2024 Year in Review.

you have the right to dispute that information under the Fair Credit Reporting Act, a law that governs credit reports, tenant screening reports and background checks, Wu said. "You have the right to ...

New CFPB rules may erase $49 billion in medical debt from credit reports, boosting credit scores for 15 million Americans if enforcement proceeds.

The collection agency, which had more than 90 employees, was ordered in 2023 to pay a $1.68M penalty for violations of federal debt-collection and credit-reporting laws.

A firm offer is guaranteed to you by the Fair Credit Reporting Act if you meet the guidelines the lender gave to the credit reporting agency. However, your approval is still conditional on a hard ...

Hiring & Firing refers to the process of recruiting, interviewing and offering employment and the process of evaluating performance and dismissing employees. Hiring & Firing is a highly regulated ...