Jan 16, 2026 · Before you lock up some of your savings for months or even years, make sure you choose a certificate of deposit that maximizes your earning potential. We analyzed 458 CD accounts …

Certificates of deposit, or CDs, are fixed income investments that generally pay a set rate of interest over a fixed time period. Learn more here.

Opening a certificate of deposit (CD) allows you to lock in an attractive fixed rate and earn higher returns compared to traditional savings accounts, while providing guaranteed growth for a set...

What is a Certificate of Deposit? CDs are bank deposits that pay a stated amount of interest for a specified period of time and promise to return your money on a specific date. They are federally …

Nov 20, 2025 · Learn how certificates of deposit (CDs) work, how they offer safe, fixed returns over set terms, and how they compare to savings accounts for growing your money.

Certificates of Deposit (CDs) What are certificates of deposit? A certificate of deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, …

M&T CDs, which are Time Deposit accounts, allow you to save at a higher rate when compared to keeping funds tucked away in your savings account. It’s a great option if you don’t need your funds …

Jan 15, 2026 · When ranking the top CDs, we looked at APYs, term lengths, minimum deposit requirements, penalties for early withdrawals and ease of use. Ultimately, we favored accounts with …

1 day ago · At Marcus, every Certificate of Deposit (CD) comes with our 10-Day CD Rate Guarantee. Deposit at least $500 within 10 days of opening your CD to receive the highest published interest …

Learn about current CD rates for Fixed Rate, Step Up and No Penalty CDs.