Dave Ramsey Baby Step 1 explained (and what to do first)
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YouTubeOpen Roads Financial Coaching
Dave Ramsey Baby Step 1 explained (and what to do first)
Openroadsfc.com Baby Step 1: $1,000 emergency fund - starter edition. Not because $1,000 fixes everything. Because without it, every small emergency sends you back to debt. This isn’t about investing or paying off big balances yet. It’s about stopping the bleeding. But here’s what nobody says: before you can save anything extra, you have ...
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Baby Step 1: Save $1,000 for your starter emergency fund. I know what you’re thinking. Is $1,000 really enough? Yes. It was never meant to cover everything. It’s just a buffer to keep you from going deeper into debt while you power through Baby Step 2. Stay focused, knock out the debt, and then you’ll build a fully funded emergency fund. Stick to the plan. It works! | Dave Ramsey
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Baby Step 1: Save $1,000 for your starter emergency fund. I know what you’re thinking—Is $1,000 really enough? It is. This isn’t your forever emergency fund. It’s your starter fund to keep you from going deeper into debt while you attack Baby Step 2. When you’re focused, you’ll knock out debt fast, and then you can build a fully funded emergency fund. Stick to the plan—it works! | Dave Ramsey
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Baby Step 1: Save $1,000 for your starter emergency fund. I know what you’re thinking—Is $1,000 really enough? It is. This isn’t your forever emergency fund. It’s your starter fund to keep you from going deeper into debt while you attack Baby Step 2. When you’re focused, you’ll knock out debt fast, and then you can build a fully funded emergency fund. Stick to the plan—it works! | Dave Ramsey
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Baby Step 1 is save $1,000 for your starter emergency fund. When I first started doing this, I did not have that as Baby Step 1. I had, “Shut up and get out of debt.” But then people would have an alternator blow on their car that was $350, and they didn't have any money because I told them to put everything on their debt. So they would sit there going, “I'm broke, and I got to get to work. Screw you, Dave, this doesn't work.” And they would quit. And so I went, okay, we got to have a little bit
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