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Global Finance Hub: A dynamic representation of global finance, with currency symbols and growth charts circling a central globe, all connected.
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💡 The real costs behind development finance Knowing the numbers upfront helps you avoid surprises on your project 👇 💰 Arrangement fees: Usually 1–2% of the loan. 📄 Valuation & legal fees: please ensure that you are able to cover both your solicitor and the lender’s costs. 📏 Monitoring surveyor fees: Charged at each stage drawdown by your Quantity Surveyor or Asset Manager. 🏦 Interest: Typically added to the loan balance. 🔄 Exit fees: Sometimes based on loan amount or GDV. 🛠️ Contingency
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💡 Here’s what lenders want to see before funding your next project Getting development finance approved isn’t just about the numbers — lenders want the full picture 👇 🏠 The property: What you’re buying, its current condition, and what you plan to do with it — light refurb, heavy refurb, or full conversion. 📄 Permissions: Does the work need planning, or does it fall under permitted development? 💰 Your stake: How much deposit or additional security are you putting in? ⏱️ Timeline: How long th
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Your property chain breaks – now what? Chain breaks are more common than you think, and they’re stressful. You’ve sold your home, found your next one, everything’s lined up… then your buyer pulls out, and the deal collapses. The solution: bridging finance. A bridging loan lets you complete on your new property now, while you wait for your sale to go through. Chain breaks happen often, but bridging finance keeps your deal moving and protects your opportunity. 📅 Schedule a call with me. YOUR CAPI
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Top mistakes to avoid when funding your property project Even experienced developers can hit snags if these basics aren’t covered 👇 📄 Planning & licenses: Make sure any required planning permission is in place and check if licenses are needed — e.g., HMO. 💸 Refurb costs: Underestimating works can stall your project — always budget realistically. ⚖️ Auction purchases: If you’re buying at auction, have an experienced solicitor ready to move fast. At The Money Hub, we guide clients to avoid thes
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